Pastors have reached out to church insurance companies in hopes of coverage. However, at least one of these companies responded that they will refuse coverage if the church refuses to perform a same-sex wedding. Southern Mutual Church Insurance, for example, wrote that in the event that a church is sued for declining to perform a same-sex marriage, the general liability form will not offer coverage for that system. How did other companies address the issue? State Farm gave a vague statement about how it can be confusing to customers to publicly address a hypothetical situation. However, they did say that each claim will be assessed according to the merit and language of the policy.
If a church risks financial ruin because of a lawsuit, even the best legal protection could seem hollow. What can we expect from this Supreme Court ruling? We will first see a rise of church insurance rates and limited coverage and a storm of lawsuits that will challenge religious freedom in America.
However, churches can protect themselves from liability with bylaws and governing rules that will keep them safe from these lawsuits. Alliance Defense Fund, a Christian legal defense group, has compiled a list of resources for churches to protect their constitutional rights as pastors. When the religious liberties of your own church are challenged, you want to know what you can do. Click here for further resources. You want to make sure that you are protected in advance.
Call Pachuta Insurance Today @ 706-769-2262