Another trend we have seen is that male teenage drivers will cost more to insure over a female teenage driver, except in six states that have banned the use of gender for determining your car insurance premiums. Even though North Carolina has banned it, Georgia still uses gender to decide on car insurance premiums. If you have a son or daughter who is a good student, you can receive a good student discount. According to the National Highway Traffic Safety Administration, car accidents account for approximately 33 percent of the deaths for 16 to 19 year old drivers. In 2013, more than 3,000 individuals died in car accidents related to teen drivers.
On a national scale, teenager who are 16 years old have caused the greatest spike in auto insurance rates. Once the driver reaches 19, that decreases up to 60 percent. Car insurance rates have skyrocketed because they are just learning to drive, but insurance confirms that this impacts all teen drivers are impacted by this. You pay more when you are a teen driver.
Many insurance companies have said that they raised the rate for teen drivers to help pay for the higher costs associated with a teen driver. As a parent, you can reduce the insurance penalty with the right methods. For example, you can use a monitor system to help lower the premiums. In addition, a vehicle with model power and great safety equipment will likely lower the rate on your insurance.
Call Pachuta Insurance Today @ 706-769-2262