Under state law, car insurance companies have been given specific situations where they can cancel a policy. What happens if you find yourself in one of these situations? First, start shopping around. When an auto insurance company decides not to renew your policy it could be due to reasons that have nothing to do with you. For example, they might be trying to phase out a specific type of coverage. If it is for a non-renewal clause, the insurance company will normally have to notify you beforehand.
Should an insurance provider cancel their policy with you, you should be prepared to pay more elsewhere. Never misrepresent yourself on an application, get convicted for DUI or have numerous accidents. All of these could be grounds for termination of your policy.
In some cases, you can fight a cancellation if you think the reason is unclear. If the company did not make it clear for why they cancelled their policy, you should contact them to learn about it. Under federal law, your insurance company must contact you before they cancel your policy so that you will not be blindsided. The length of notice will depend on your home state, but Georgia insurance providers can cancel a policy after 10 days of nonpayment.
Call Pachuta Insurance Today @ 706-769-2262
Christian Science Monitor