After a car accident, you might believe the process to be straightforward. However, many car insurance companies will dispute the repairs with the repair shop, so you have to pay attention to it. In a lot of cases, they do not accept the estimate from the repair shop, and other times, they create their own estimate that the repair shop does not agree with. What do insurance companies and mechanics disagree over?
In most states, law requires that mechanics identify their non-original parts, and they have to receive customer consent. What do you do if your auto insurance company refuses to pay a claim? Follow up with these specific steps for contesting their decision. Give them facts that will change that decision. Frustrating as it can be, you can state your case and support it with valid evidence.
Sadly, car insurance companies can choose to pocket the premium payments and not offer the protection that they should. Part of the reason boils down to suspicious or fraudulent claims.
Before buying insurance, look over the policy and discuss what the policy claims. Do not be afraid to ask questions about confusing language. In some cases, they make it confusing because they do not want customers to understand. This gives them a reason to deny a valid claim. If you have not purchased the right amount of coverage, that can cause a denial of coverage. When an insurance provider denies your claim, you have a responsibility to follow up. In some cases, the company lost paperwork that supported it, or they had the wrong Social Security number, address or spelling.
Call Pachuta Insurance Today @ 706-769-2262
Welcome to our blog! We hope you enjoy it.