Why Car Insurance Matters

After one driver had been hit by a car that ran a red light on Mission Street, they had not yet purchased auto insurance. In addition, the person broke his arm, and while the police said the other driver was at fault, he was told that he will not be compensated because he did not have car insurance. When legislature approved Proposition 213 in 1996, it started as an initiative from big-name auto insurance providers to cheat innocent people out of a right to recover from their pain and suffering. In general, if you do not have proper coverage on a vehicle when a collision takes place, the party at fault can escape from having to pay for your pain and suffering.

Accidents happen, and you do not have time to plan for them. With car insurance, you contribute to safer roads for everyone. Auto insurance will not only protect you from accidents, but depending on the coverage, it can protect you against other hidden factors. For example, if you have a car that gets stolen or damaged, you will be covered. In addition, some insurance providers will even give you roadside assistance to tow you free of charge. Considering this would be a hefty out-of-pocket expense, you save more money when your car breaks down.

Without the safeguard of car insurance, making a single mistake could ruin you financially. This is why it plays such a central role for drivers across the country. Legislators made it mandatory because it costs less money for consumers in the long run. Imagine trying to make the repairs on your own or having to pay a portion of your wages to someone for years to come. People who have been injured in a car accident when it was not their fault are entitled to having their vehicle repairs and medical bills paid. Essentially, insurance lets you protect your vehicle, which is one of the biggest investments that you will ever make.

Call Pachuta Insurance Today @ 706-769-2262
Sources:
SF Examiner
Street Directory