According to a survey conducted by InsuranceQuotes.com, one in four Americans drivers have not shopped for car insurance since the 90s. An additional seven percent remained loyal to the same carrier for 30 years. One in three drivers has even said that they will never shop around.
If you are one of these people, it might be time to kick your car insurance company to the curb, and here is why: You are missing out on discounts that you could be taking advantage of. Unfortunately, many Americans have the mistaken notion that loyalty pays off with car insurance. When it comes to insurance, however, you pay more if the auto insurance provider deems you have a low threat of shopping around.
Millennials are among some of the least likely to shop around when it comes to auto insurance, and six in 10 millennials think that they have to wait until their renewal date to switch carriers. You don't! Without frequent comparison shopping, you never know if you are paying a higher price or a lower price.
The survey found that the reason many people stick with a single insurance provider is because they believe it is a hassle to shop for auto insurance. Truthfully, it's not. It only requires receiving three quotes from different companies every 6 months. If you do decide to shop around, check with independent agents because they will give you quotes from several companies. You can also look on the Internet to compare quotes. One final aspect to note: Do not pick a car insurance company strictly based on price. Examine your policy and look at what it actually says. You want to know that the company will stand behind you when you have a claim that needs to be paid. If you have not shopped for insurance recently, it pays to look around.
Call Pachuta Insurance Today @ 706-769-2262
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