Pachuta Insurance
  • Home
  • Insurance
    • Personal Insurance
    • Commercial Insurance
    • Church Insurance
    • Companies We Represent
  • FAQs & Tips
    • Home Insurance FAQs
    • Tips For Homeowners
    • Auto Insurance FAQs
    • Tips For Auto Owners
    • Renters Insurance FAQs
  • Customer Service
    • Request a Free Quote
    • Report a Claim
    • Request a Policy Change
    • Request an Auto ID Card
  • About
  • Contact

3 Tips to Reduce the Risk of Injury During Church Outings

6/14/2013

0 Comments

 

Adequate Church Insurance in Atlanta, Ga. will Protect Your Church in Case of an Accident, but Measures to Prevent an Accident Should Always Be Taken

Church outings are a wonderful way to reach out to the community, involve the youth in the ministry, and generally create a sense of unity among the congregation. However, any time you gather a group of people together, you run the risk of injury. 

Call Pachuta Insurance today @ 706-769-2262 for auto insurance in Athens.

The good news is that if you have good church insurance in Atlanta, you’ll be covered if a member of your group does sustain an injury. However, there are things that you can do to minimize the likelihood that an injury will occur. Here are three:

1.  Have plenty of adults present. If you’re taking a youth or children’s group on an outing, it’s vital that you are able to stay in control of what’s going on. That’s hard to do if there’s only one adult for the entire group.

Ask for parents or volunteers from the congregation to come along, if for no other reason than just to keep an eye on things. The more authority figures present, the better behaved the children are likely to be.

2.  Check for potential hazards before the trip. Before you take your group to a location, try to visit the site and look for areas of concern. Are there steps that older members may have trouble with? Will there be rocky or uneven terrain? Will your group be exposed to harsh sunlight for more than just a few minutes?

Knowing what to anticipate can help you avoid dangerous situations that result in having to use your Atlanta church insurance. At the very least, you can warn members of your group of areas to be particularly careful around, as well as let them know whether to bring sunscreen and water.

3.  Stay together. Accidents are more likely to happen if you have one or two members break away from the group to do their own thing. Separating also increases the risk of abduction where children are concerned.

If you must split up, try to do it in small groups of at least three people—and be sure each group has an adult with them. This way, even if an accident does happen, someone will be there to call for help or administer first aid.

If you are looking for church insurance in Atlanta, or if you aren’t sure if your current church insurance covers injury during outings, contact us at Pachuta Insurance Agency. We can help you to be confident that your church, and its members, are protected from life’s unexpected situations. Call 706-769-2262 to speak to an agent today.

0 Comments

5 Car Add-Ons that Could Affect Your Athens, Ga. Auto Insurance Rates

6/2/2013

0 Comments

 
Thinking of adding global positioning system (GPS) to your car? What about an anti-theft system? Adding features to your car may affect your Athens, Ga. auto insurance rates. Find out whether you can expect to pay more, or whether you may save a few dollars by upgrading your car. 


Call Pachuta Insurance today @ 706-769-2262 for auto insurance in Athens.

1.  GPS Units

Installing a GPS unit may help lower your auto insurance premiums because it will make the vehicle easier to find in the event of a theft. It can also provide data about where you’re driving and how much you’re driving, which may better personalize your rate. You may be required to provide proof of receipt and installation to qualify for a discounted rate.

2.  Anti-Theft Devices

Your car is a serious investment. You use it every day to get to and from work or school, and to have a social life with your friends and family. Protecting that investment with one or more anti-theft devices, such as tracking devices, audible alarms, and kill switches, will help recover your vehicle in the event of theft.

As such, your Athens auto insurance company is less likely to have to pay your claim in the event of theft, and they will likely lower your premium for reducing their risk. Be prepared to provide a receipt and proof of installation in order to receive your discounted rate.

3.  Entertainment Systems

Let’s face it. Most stock entertainment systems in cars are not actually very entertaining. It’s common to upgrade the stereo and speakers, and in some cases add television and DVD. It is easy to spend several thousand dollars in aftermarket upgrades, but your Athens auto insurance may not cover those upgrades in the event of a loss.

Generally, if it is permanently installed in the vehicle, powered by the vehicle’s electrical system, your auto insurance will cover the loss. However, the coverage isn’t necessarily automatic. It is critical you notify your Athens auto insurance company of the upgrades, because you may be subject to a premium increase to cover certain items.

4.  Engine & Performance Modifications

If you modify the cosmetics of a vehicle, you could easily spend thousands of dollars upgrading the rims, tires, etc. With comprehensive and collision Athens auto insurance coverage, physical damage sustained to the vehicle is covered; yet, it is typically only covered at the stock value of the car. For instance, if you purchase a car that’s worth $20,000, then put $10,000 in upgrades and wreck it…as far as the auto insurance company is concerned, the car is still only worth $20,000.

If you plan on making modifications to your vehicle, speak to your Athens auto insurance carrier to find out whether or not your modification would be covered under your current policy, and whether or not you are eligible to pay an additional premium to cover the modification in the event of a loss.

5.  Custom Paint Job

This is yet another popular modification among many drivers. Your vehicle’s paint job is also covered under your coverage, but once again, only the stock version. With standard coverage, you would be able to get the original paint job restored, but not your custom one. It is possible that you may be able to come out of pocket to cover the difference, or pay a higher premium to cover the custom paint job as well.

Talk to your Athens auto insurance provider to find out how your car’s customizations will affect your rates. Not all modifications mean a higher premium!

Call Pachuta Insurance today @ 706-769-2262 for cheap car insurance in Athens.

0 Comments

    RSS Feed

    Pachuta Insurance

    Welcome to our blog!  We hope you enjoy it.

    Pachuta Insurance
    1031 Village Drive
    Suite A
    Watkinsville, GA 30677‎
    ​
    (706) 769-2262
    (888) 769-2262
    (706) 769-2282 (Fax)
    (706) 201-1901 (Mobile)

    Archives

    February 2020
    January 2020
    December 2019
    November 2019
    October 2019
    September 2019
    August 2019
    July 2019
    June 2019
    May 2019
    April 2019
    March 2019
    February 2019
    January 2019
    December 2018
    November 2018
    October 2018
    September 2018
    August 2018
    July 2018
    June 2018
    May 2018
    April 2018
    March 2018
    February 2018
    January 2018
    December 2017
    November 2017
    October 2017
    September 2017
    August 2017
    July 2017
    June 2017
    May 2017
    April 2017
    March 2017
    February 2017
    January 2017
    December 2016
    November 2016
    October 2016
    September 2016
    August 2016
    July 2016
    June 2016
    May 2016
    April 2016
    March 2016
    February 2016
    January 2016
    December 2015
    November 2015
    October 2015
    September 2015
    August 2015
    July 2015
    June 2015
    May 2015
    April 2015
    March 2015
    February 2015
    January 2015
    December 2014
    November 2014
    October 2014
    September 2014
    August 2014
    July 2014
    June 2014
    May 2014
    April 2014
    March 2014
    February 2014
    January 2014
    December 2013
    November 2013
    October 2013
    September 2013
    August 2013
    July 2013
    June 2013
    May 2013
    April 2013
    March 2013
    November 2012
    September 2012
    August 2012
    June 2012

    RSS Feed

PACHUTA INSURANCE
1031 Village Drive, Suite A
Watkinsville, Georgia 30677‎
johnny@pachutainsurance.com

​
(706) 769-2262 (Office)
(888) 769-2262 (Toll Free)
(706) 769-2282 (Fax)
(706) 201-1901 (Mobile)
  • Home
  • Insurance
    • Personal Insurance
    • Commercial Insurance
    • Church Insurance
    • Companies We Represent
  • FAQs & Tips
    • Home Insurance FAQs
    • Tips For Homeowners
    • Auto Insurance FAQs
    • Tips For Auto Owners
    • Renters Insurance FAQs
  • Customer Service
    • Request a Free Quote
    • Report a Claim
    • Request a Policy Change
    • Request an Auto ID Card
  • About
  • Contact