Improper Insurance Coverage
Buying minimum coverage for auto insurance can become a costly mistake. For example, you get into an accident that causes more than $15,000 worth of damage, and minimum coverage will only cover $10,000 of damage. A few extra bucks per month will cover the whole price of the accident.
Not Revealing Vital Information
Auto insurance companies hate when consumers withhold information on their insurance application. Sooner or later, they will discover an old speed ticket or car accidents. When they do discover it, your rates will skyrocket much higher than if you had been honest about your driving record.
DUI Convictions and Improper Documentation of an Accident
According to OnlineAutoInsurance.com, DUIs can raise your rate by up to 40 percent for more than 10 years. Drunk driving becomes a long lasting problem.
The fourth common mistake is failure to document the damage to your car and the other person's car, be it with photos or a written form, can lead to issues. For example, the other party could claim more damage than the result of the collision, and as a result of the improper documentation, the insurance adjuster could struggle to determine the damage resulting from the accident.
Avoid these common mistakes to put the brakes on car insurance rate hikes and unexpected expenses. Auto insurance providers will not turn a blind eye to risky behavior, and they will charge based on that. In addition, take the time to shop around to get free quotes on insurance. Some insurance providers prey off consumers who do not shop around and adjust their rates accordingly.
Call Pachuta Insurance Today @ 706-769-2262
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