Pachuta Insurance
  • Home
  • Insurance
    • Personal Insurance
    • Commercial Insurance
    • Church Insurance
    • Companies We Represent
  • FAQs & Tips
    • Home Insurance FAQs
    • Tips For Homeowners
    • Auto Insurance FAQs
    • Tips For Auto Owners
    • Renters Insurance FAQs
  • Customer Service
    • Request a Free Quote
    • Report a Claim
    • Request a Policy Change
    • Request an Auto ID Card
  • About
  • Contact

Georgia Insurance Commissioner Helps Consumers Prepare for Tornado Season

2/24/2015

0 Comments

 
Tornado season occurs between March and August, and while a tornado may strike during any time of the year, their frequency occurs less during the other months. However, home insurance during all times of the year covers these problems. What will homeowner's insurance cover? Coverage A will cover the house which includes:

  • Walls
  • Cabinets
  • Plumbing
  • Electrical Systems
  • Roof

Most homeowner's insurance policies will replace the structure and provide sufficient insurance to cover approximately 80 percent of the replacement. However, always insure to value because a failure to do so will result in a co-insurance penalty, which results in the company paying a percentage of the claim. 

Coverage B will cover the other structures for the insured location which include detached garages and sheds. Coverage C helps to cover personal property including theft, fire, lightning and water. Buying home insurance, people should keep their policy number and agent's phone number in a safe place. When afflicted with catastrophe, people will want to contact their insurance provider immediately. Homeowners can prepare for tornado season by listing their valuables, electronics and furniture. To do this, they can photograph or videotape their possessions and place the documentation in a safe place outside the home. When homes are damaged in a natural disaster, the burden of proof falls on the homeowner for what they lost. 

In addition, homeowners should understand the difference between actual cash value, also referred to as ACV, and replacement cost coverage for contents. With an ACV policy, the policy replaces the contents at the cost subtracting the depreciation. Severe Weather Awareness Week in Georgia occurs between February 2nd to February 6th. Homeowner's insurance protects people from other weather hazards including floods and fires.
Call Pachuta Insurance Today @ 706-769-2262

Sources:
NBC TV 26
Cordele Dispatch
0 Comments



Leave a Reply.

    RSS Feed

    Pachuta Insurance

    Welcome to our blog!  We hope you enjoy it.

    Pachuta Insurance
    1031 Village Drive
    Suite A
    Watkinsville, GA 30677‎
    ​
    (706) 769-2262
    (888) 769-2262
    (706) 769-2282 (Fax)
    (706) 201-1901 (Mobile)

    Archives

    February 2020
    January 2020
    December 2019
    November 2019
    October 2019
    September 2019
    August 2019
    July 2019
    June 2019
    May 2019
    April 2019
    March 2019
    February 2019
    January 2019
    December 2018
    November 2018
    October 2018
    September 2018
    August 2018
    July 2018
    June 2018
    May 2018
    April 2018
    March 2018
    February 2018
    January 2018
    December 2017
    November 2017
    October 2017
    September 2017
    August 2017
    July 2017
    June 2017
    May 2017
    April 2017
    March 2017
    February 2017
    January 2017
    December 2016
    November 2016
    October 2016
    September 2016
    August 2016
    July 2016
    June 2016
    May 2016
    April 2016
    March 2016
    February 2016
    January 2016
    December 2015
    November 2015
    October 2015
    September 2015
    August 2015
    July 2015
    June 2015
    May 2015
    April 2015
    March 2015
    February 2015
    January 2015
    December 2014
    November 2014
    October 2014
    September 2014
    August 2014
    July 2014
    June 2014
    May 2014
    April 2014
    March 2014
    February 2014
    January 2014
    December 2013
    November 2013
    October 2013
    September 2013
    August 2013
    July 2013
    June 2013
    May 2013
    April 2013
    March 2013
    November 2012
    September 2012
    August 2012
    June 2012

    RSS Feed

PACHUTA INSURANCE
1031 Village Drive, Suite A
Watkinsville, Georgia 30677‎
johnny@pachutainsurance.com

​
(706) 769-2262 (Office)
(888) 769-2262 (Toll Free)
(706) 769-2282 (Fax)
(706) 201-1901 (Mobile)
  • Home
  • Insurance
    • Personal Insurance
    • Commercial Insurance
    • Church Insurance
    • Companies We Represent
  • FAQs & Tips
    • Home Insurance FAQs
    • Tips For Homeowners
    • Auto Insurance FAQs
    • Tips For Auto Owners
    • Renters Insurance FAQs
  • Customer Service
    • Request a Free Quote
    • Report a Claim
    • Request a Policy Change
    • Request an Auto ID Card
  • About
  • Contact