Some people seem to believe that church insurance is an unnecessary expense. Many think the money is better spent helping those in need, funding church missions and providing essential services. The question is, why do churches need church insurance? Catastrophic events are a reality that must be prepared for to avoid devastating consequences. Without a policy, imagine the cost of replacing a roof, cleaning up fire damage or cleaning up after a tornado. It costs more to repair the damage than a monthly policy of protection.
Choosing the right amount of coverage is essential too. The choice should be made based on the church size, location and special concerns. Every plan is unique because each church has different activities, and the coverage should be based on those activities. Additionally, some parts of Georgia will be more prone to specific types of weather damage.
Before choosing, you should understand the value of the church buildings and the inside of the church. If you do not understand the value of the property, then picking the right amount of coverage will be impossible. Talking to your agent about these things will help you to decide on specific aspects such as deductibles.
Church gatherings can make a real difference in the world. However, the physical transactions, counseling, assembling of large groups and financial transactions can open the doors for lawsuits. Proper insurance protects you. Additionally, you need to choose your insurance from a company that can demonstrate their knowledge of church insurance. A knowledgeable company can help you to receive the coverage that is right for you.
A policy protects what you have been called to build; you never want to leave your organization unprotected. When disaster strikes, you will be grateful that you chose preparation. The monthly cost is minor compared to how a sudden emergency could unravel your organization.
Call Pachuta Insurance Today @ 706-769-2262
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