In connection to a crash between a U-Haul and a BMW in 2013, several Macon residents are facing felony insurance fraud charges. When Kokeythia B. Glover, 23, rented a U-Haul truck in September of 2013, he paid for an additional accident insurance policy through U-Haul's insurance company. A few minutes before midnight, Glover's U-Haul collided with a 1998 BMW325i, which Stephanie James, 41, owned and operated. The accident occurred at the intersection of Patterson and Birch streets.
Because of the accident, James filed a car insurance claim and hired an attorney over injuries resulting from the crash. She drove with passengers that include: Kentaurus Taylor, 26; Bernard Taylor, 56; Marcus Pertillo, 29. Riding in the U-Haul with Glover, Alicia Bell, 43, and Erion Phillips, 22, also filed a car insurance claim for medical bills.
On October 30, 2014, the insurance companies, Repwest and State Farm Insurance, turned the claim over to the Insurance Commissioner's Office. During the investigation, they discovered inaccuracies in the case, which resulted in the arrest of seven people. Insurance fraud carries a possible sentence of 10 years and a $10,000 fine. In addition, James and Glover could face additional charges because they filed a false report. Philips and Glover left Bibb County Jail on $3,720 and $4,250 bonds, and according to jail records, police released Bell and James on $2,400 and $11,200 bonds.
Car insurance fraud costs Georgia residents millions of extra dollars per year in higher premiums. Ralph Hudgens, Georgia Insurance Commissioner, has stated that he will put forth great effort to combat fraud. Criminals often fleece insurance companies through fraudulent claims that are difficult for insurance companies to prove. They claim the accident resulted in soft-tissue injuries that insurance companies cannot easily dispute such as whiplash and a sore back.
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