Here’s how it all ranks.
The cheapest counties in the state all are inland towards the northwestern part of the state, with the exception of Chatham County. They are out of range of the hurricanes and also off the path of the tornadoes that cause other areas of Georgia to be more expensive in their rates.
Cobb County lies approximately 20 miles northwest of Atlanta and is home to about 700,000 Georgians. Those living here are paying an average of $1305 in homeowners insurance, which is the cheapest in the state.
Chatham County is the 5th most populated county in the state, with most of the people in the county seat of Savannah. Residents of Chatham County are paying 37% less than the state average this year at just $1485 per year.
Gwinnett County rounded out the top three in cheapest counties this year paying only $1485 per year as well. Gwinnett comes in as the second most populated county in the state as the home to over 850,000 people.
The most expensive counties all are in the southern part of the state. They are in the area that has the most tornado activity in the state according to the National Oceanic and Atmospheric Administration (NOAA).
Coming in as the most expensive county to live in in Georgia is Randolph County. Although Randolph County is one of the smaller counties in the state, homeowners here are paying an average of $4555 a year for insurance.
Sumter County comes in as the second most expensive county to live in, with homeowners paying an average of $3267 a year. Sumter County is the southwest neighbor to Randolph County.
Rounding out the top three most expensive counties to live in is Wilcox County. Another one of the smaller counties in Georgia, Wilcox is home to less than 10,000 people. Residents in Wilcox County pay 18% more than the state average with a yearly average of $2751 a year.
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